A STUDY ON CREDIT RISK MANAGEMENT IN EMERGING MARKETS: CHALLENGES AND SOLUTIONS -ULTRATECH CEMENT. International Journal of AI Electronics and Nexus Energy, [S. l.], v. 2, n. 2(2), p. 131–137, 2026. DOI: 10.64751/qcx1de37. Disponível em: https://zesterapublications.com/journals/index.php/ijaene/article/view/679. Acesso em: 20 jun. 2026.