Boddu Kathyayini1 , J Balakrishna2 , Karthik Pochamgalla3 , Golla Swathi4 , K.V. Chiranjeevi5. A STUDY OF DIGITAL PAYMENTS IMPACT ON CUSTOMER BEHAVIOUR AND ADOPTION OF UPI MOBILE WALLETS AMONG VARIOUS DEMOGRAPHICS AT HDFC BANK. IJLAH. 2026;2(1):138-145. doi:10.64751/r6te7j96