BODDU KATHYAYINI1 , J BALAKRISHNA2 , KARTHIK POCHAMGALLA3 , GOLLA SWATHI4 , K.V. CHIRANJEEVI5. A STUDY OF DIGITAL PAYMENTS IMPACT ON CUSTOMER BEHAVIOUR AND ADOPTION OF UPI MOBILE WALLETS AMONG VARIOUS DEMOGRAPHICS AT HDFC BANK. International Journal of LAW, Arts and Humanities, [S. l.], v. 2, n. 1, p. 138–145, 2026. DOI: 10.64751/r6te7j96. Disponível em: https://zesterapublications.com/journals/index.php/ijlah/article/view/410. Acesso em: 4 nov. 2026.